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#TuesdayTip- Brokers and DMAT Accounts

I have to admit I made a mistake. I got ahead of myself and jumped right intro strategies and stuff. You are a person new to trading and probably the last few posts were a little heavy to handle.

In today's TuesdayTip we get back to some basics.

 

Today, let's discuss the how side of things.

I showed you how to spot stocks and see them on Moneycontrol. Now you have a slight idea of when to buy stocks and what trading is. Now the question is how to do it.

I could make this a history lesson and explain how in the past people needed to sign documents, make phone calls, go to a bank daily etc.

I will skip that and get into practical matters.

We live in the digital era. Everywhere computers come to our help. All you need to be able to trade shares on the stock market is find a broker who allows you to trade online.

 

So who is a broker?

A 'broker' is an agent who connects you to other buyers and sellers on a stock market.

He charges a commission called brokerage.

And also an annual fee. Usually in the range of Rs. 300-500.

DMAT account is basically what allows you to trade shares over the internet. If you don't already have one, a broker will make it for you.

 

Once you place an order to buy or sell, a broker does all the work for you.

It's his job to find you a seller when you buy and find you a buyer when you want to sell.

You just have to decide the price and quantity.

You will need internet access and money. Brokers provide you all the other services needed.

They'll keep your funds safe, store your stocks, assist you in taxation matters etc.

Some brokers give additional services like stock tips, some provide additional research and others even training.

 

So how do you get someone to be your broker?

You have to open an account with a brokerage firm.

You do this online.

It's very similar to opening a bank account. Sign a few documents, give some ID proof etc.

Here's the key things you need:

  • ID proof

  • Bank account in your name

  • Address proof

  • PAN

  • Adhaar Card.

(You have to be above 18 years of age)

If you have these documents you just need to go to a broker's website and fill up an online form.

They'll contact you to verify the details and if all his right, within 15 days you'll be ready to start buying and selling stocks!

Here are a few reputed ones with links to their websites:

Upstoxx (I use this one.)

There are many many more. All you need to do is a google search and some independent analysis.

Most of these brokers are very similar. Their prices and charges are almost the same.

You can compare them here:

So just head over to their websites and fill up the forms etc.

There may be words you may not understand.

If you get confused,

  • A google search will help solve most of your queries.

  • The customer care are usually very helpful as well. Just be honest and say you're completely new and they'll do everything for you.

A brokerage account is a must to trade shares as well as invest in the share market. It is essential to get one if you are interested in stocks.

Just make sure that whichever broker you chose allows you to trade electronically.

If you are confused, contact me (you can find the details from the Contact Page) and I will be a happy to help you in any way.

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See you soon!

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